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Spread the cost of treatment

Comfortable care, manageable payments. To make treatment accessible, Creative Smiles offers practice-administered, interest-free monthly payments on qualifying treatment plans — simple, transparent, and no hidden fees.

How it works

  1. Agree your plan — we examine, explain options and give you an itemised treatment plan with the total cost.

  2. Choose a schedule — spread the cost over 12 or 24 months (subject to suitability for the treatment).

  3. Set up payments — we arrange equal monthly instalments with a saved card or direct debit.

  4. Start treatment — payments run automatically while your treatment progresses.

You can make additional payments or settle early — just let us know.

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What qualifies?

Larger or planned courses of care such as orthodontics (incl. Invisalign®), implants/Teeth in a Day, veneers/bonding, and multi-tooth restorations typically qualify. Routine items (e.g., a small filling) are usually paid at the appointment — we’ll advise what’s sensible.

Treatment cost Deposit Term Monthly payment Total paid
£600 £0 12 months £50 £600
£1,500 £0 12 months £125 £1,500
£3,000 £0 24 months £125 £3,000
Illustrative only. We’ll confirm your exact schedule with your written plan. You can add a deposit to reduce the monthly amount if you prefer.

FAQs

Is this a loan or credit agreement?
No — this is a practice-administered payment schedule, not a third-party loan.

Do I need a credit check?
No credit application is involved. We simply set up monthly payments against your agreed plan.

Can I change the term later?
If you need to adjust dates or settle early, talk to reception — we’ll help where possible.

What if my plan changes mid-treatment?
We’ll update the schedule with you in writing before anything changes.

Good to know

  • No interest, no hidden fees — you only pay the treatment cost, split monthly.

  • Simple admin — set up once; payments run automatically.

  • Flexibility — overpay or settle early at any time.

  • Missed payments — if one fails, we’ll contact you to rearrange promptly so your plan stays on track.

  • Eligibility — available for patients with an agreed written plan above a minimum amount (we’ll confirm the threshold in clinic).

What qualifies?

Larger or planned courses of care such as orthodontics (incl. Invisalign®), implants/Teeth in a Day, veneers/bonding, and multi-tooth restorations typically qualify. Routine items (e.g., a small filling) are usually paid at the appointment — we’ll advise what’s sensible.

FAQs

Is this a loan or credit agreement?
No — this is a practice-administered payment schedule, not a third-party loan.

Do I need a credit check?
No credit application is involved. We simply set up monthly payments against your agreed plan.

Can I change the term later?
If you need to adjust dates or settle early, talk to reception — we’ll help where possible.

What if my plan changes mid-treatment?
We’ll update the schedule with you in writing before anything changes.

Good to know

  • No interest, no hidden fees — you only pay the treatment cost, split monthly.

  • Simple admin — set up once; payments run automatically.

  • Flexibility — overpay or settle early at any time.

  • Missed payments — if one fails, we’ll contact you to rearrange promptly so your plan stays on track.

  • Eligibility — available for patients with an agreed written plan above a minimum amount (we’ll confirm the threshold in clinic).